Frequently Asked Questions
What are Online Cash Loans?
Consumers looking for short-term cash loans between $100-$1500 without a security deposit, credit checks, or complex paperwork turn to payday lenders because they typically only require applicants to have a regular source of income to qualify. Lenders will refer to the information provided in an online loan application when determining amounts that can be borrowed and other loan terms, and these terms and conditions vary by lender. If an applicant's online lending application is approved by a lender, the lender may wire or ACH a loan into the borrower's bank account. The terms of repayment and methods used to implement repayment vary by lender, and it is essential that an applicant reviews the lender's terms and conditions
before entering into a lending agreement.
In order to faciliate the referral service provided by the operator of this website, this website contains a secure application requesting information that lenders within the referral network will use when making lending decisions (such as name, address, home and work phone numbers, and email address). An applicant's birth date and social security number are collected to comply with the US Patriot Act.
The operator of this website is NOT a lender and does not make lending decisions.
What Services are provided by the Operator of this Website?
The operator of this website provides a referral service for consumers seeking online lending options and complies with applicable federal laws and regulations pertaining to this service. The operator of this website can be reached by mail at Cash Corner, 6709 W. 119th St. #338, Overland Park, KS 66209, or by email at info @cashcorner. com.
The operator of this website is NOT a lender. Loan amounts, APRs, fees, repayment options, and all other lending terms, conditions, and procedures vary by lender. It is essential that a loan applicant reviews the lender's terms and conditions
before entering into a lending agreement.
What are No-Fax Payday Loans?
Lenders review the strength of the information provided by an applicant when making final lending decisions, and this process varies by lender. Applicants can receive loans online from payday lenders without needing to fax additional documentation; however, a lender may require the faxing of additional documentation in some circumstances. The operator of this website only provides a referral service for consumers seeking online lending options,
and is NOT a lender.
What to expect when applying for a Payday Loan online:
The operator of this website only provides a referral service for consumers seeking online lending options,
and is NOT a lender. After an applicant submits his or her information onto this website's secure application, lenders will review the information and decide whether or not to offer the applicant a loan. The online approval process takes only a few seconds. Because loan terms and conditions (including fees, APRs, and repayment) and lending procedures vary by lender, it is essential that an applicant reviews the terms and conditions offered by a lender
before entering into a lending agreement.
Will payday lenders do Credit Checks?
Payday lenders do not typically do credit checks with the three credit reporting bureaus (Experian, Equifax, and Trans Union). This is why consumers with bad credit are often able to utilize the services offered by payday lenders. Lending procedures vary by lender, and some lenders may review an applicant's information, using his or her social security number, in national databases that track consumer transactions with lending institutions (such as Teletrack, DP Bureau, or DataX).
How much do payday loans cost? What are the Fees and Annual Percentage Rates ("APRs")?
The operator of this website only provides a referral service for consumers seeking online lending options,
and is NOT a lender. Lending fees and APRs are determined solely by the lender, and these terms and conditions vary by lender. It is essential that an applicant reviews the terms and conditions offered by a lender
before entering into a lending agreement.
The operator of this referral service website
is NOT a lender and does not charge a referral or application fee to consumers for the use of its referral service. A user of this website is under no obligation to enter into a lending agreement with any lender, and if a lender contacts a user of this website and offers a loan, the user is free to accept or decline any such offered loan at that time.
How soon will the money be available?
The operator of this website only provides a referral service for consumers seeking online lending options,
and is NOT a lender. The time it takes to process a loan and wire or ACH funds into a borrower's account varies by lender and by the borrower's financial institution, but approved applicants may receive funding within one full business day after approval.
When does the loan need to be repaid? What happens if I can't repay the loan on time?
The operator of this website only provides a referral service for consumers seeking online lending options,
and is NOT a lender. Repayment terms vary by lender, and it is essential that an applicant review the lender's terms and conditions
before
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